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GOLD FINANCEBusiness Correspondent

For credit co-operative societies

Grow your gold loan portfolio with a dedicated business partner

You have the local relationships, the members and the licence. We bring the field sourcing, customer acquisition and operational support required to convert that trust into a scalable gold loan business.

What we support

Eight areas where we carry the operational load

01

Customer Acquisition

Structured sourcing of new gold loan customers in your operating area.

02

Field Operations

Local teams supporting the customer through every step of the journey.

03

KYC & Documentation

Systematic onboarding support so files reach you complete.

04

Gold Loan Processing

Coordination across the loan processing journey, aligned to your policy.

05

Interest Collection

Field-level customer follow-up and collection support under your procedures.

06

Renewals

Customer retention and renewal opportunities tracked ahead of maturity.

07

Balance Transfer

Identification of customers carrying higher-cost existing gold loans.

08

Local Marketing

Ground-level and digital customer acquisition initiatives in your catchment.

Why partner with us

A growth partner — not just a lead generator

Leads are easy to buy. A portfolio that performs needs sourcing discipline, clean files and consistent follow-up.

01

Experienced Leadership

Deep experience across financial services, sales, branch operations and the gold loan business.

02

Local Market Understanding

A working understanding of Maharashtra's semi-urban, rural and urban customer segments.

03

Field Execution

A dedicated focus on customer sourcing and day-to-day operational support, not just lead handover.

04

Customer-Centric Approach

Transparent communication and responsible customer engagement at every step.

05

Scalable Model

Designed to support multiple lending partners and geographic expansion together.

06

Growth Focus

Built around a clear plan to scale gold loan disbursements across Maharashtra.

How the engagement works

From first conversation to a serviced portfolio

Nothing starts until the operating scope, the process and the commercials are agreed in writing.

  1. 01

    Partner Onboarding

    We understand the lending partner's product, credit policy and operating requirements.

  2. 02

    Customer Sourcing

    Our field teams identify and engage potential gold loan customers.

  3. 03

    KYC & Documentation

    Customer documents and the required information are collected and verified for completeness.

  4. 04

    Gold Loan Process

    Valuation and loan processing are coordinated according to the lending partner's policies.

  5. 05

    Disbursement

    Eligible loans are sanctioned and disbursed by the lending institution.

  6. 06

    Customer Servicing

    Renewal, interest collection and eligible balance transfer opportunities are supported.

Our partner ecosystem

Building partnerships across the gold loan ecosystem

We believe strong partnerships create stronger financial access for customers.

Credit Co-operative Societies

Societies with an established member base looking to add or scale a gold loan product.

Urban Co-operative Institutions

Urban and semi-urban institutions seeking structured field distribution.

Other Eligible Lending Institutions

Institutions permitted to appoint business correspondents for secured lending.

Lending partner names and logos are published only with each institution’s written permission.

Start the conversation

Tell us what you want to build

Share a few details and our team will get in touch to understand your product, catchment and portfolio ambitions.

  • No obligation, and no cost to explore the model
  • Scope, process and commercials agreed in writing before we start
  • Your credit policy governs every file we bring you

Partner with us

For credit co-operative societies and other eligible lending institutions who want to build or grow a gold loan portfolio.

Submitting this form opens WhatsApp with your details so you can send them to our team. Prefer to talk? Call +91 93072 34477.

Ready to grow a gold loan book?

Talk to our partners directly about how an engagement would work in your operating area.

Or call +91 93072 34477

Chat with us